How to Appeal

• Decision from Insurance Regulatory Authority(IRA)
• • Before filing an appeal, you must have Received a formal decision from the Insurance Regulatory Authority (IRA). This Decision forms the basis of your appeal.
• Preparing the Application
• • The application should be prepared in accordance with Schedule2 (ApplicationtoTribunal) (FORM IAT.1) of the Insurance Appeals Tribunal Regulations, 2019. Ensure that you have eight (8) copies of the application. The application must be submitted to the Tribunal within one month from the date the IRA communicates its decision.
• Payment of Non-Refundable Fee
  • A non-refundable fee is required. Payment should be made to the
  • Tribunal’s account as specified in Schedule 1 of the Insurance Appeals Tribunal Regulations, 2019
• SubmissionofApplication
  • The Registrar of the Tribunal will receive the documents on behalf of the Tribunal. Upon submission, two(2) copies of the application will be returned to the applicant for service.
• Service to the Respondent
  • The applicant must serve the respondent within five(5) working days after submission. After service, the applicant must file an Affidavit of Service with the Tribunal as proof of service.
• Response From The Respondent
  • The respondent is required to file a response within fifteen (15)days of being served with the application.
• Issuance of a Hearing Notice
  • A hearing date is fixed by the Tribunal.A hearing notice is then issued to all parties.
• Filing Additional Documents 
  • The hearing notice will specify the deadlines for submitting the following documents:
  • Joint Statement of Matters (JSM)
  • Witness Statements
  • Trial Bundles